Vogue & Virtue: Modest Fashion at the Golden Globes

Sometimes it can feel like being both modest and fashionable is an impossible task, but you can find ideas in surprising places – like the Golden Globes.

The celebrities we see in magazines and on the big screen are probably the last people we should emulate, but if you watch closely, sometimes their choice of dress can surprise you - in a good way. Last Sunday was the Golden Globes, and colder temperatures meant that, while these celebrities aren't often muses of modesty, they favored warmth over skin and showed some beautiful, modestly inspired gowns. (Note: not all of these are perfectly modest according to LDS standards, but I think they can still certainly provide inspiration for LDS women who wish to be fashionable and modest.)

All photos from InStyle.com unless otherwise noted.

Jessica Alba

5 Tips for Outsmarting Debt

For most of us, there simply doesn't seem to be enough money to go around. But if you follow these five easy tips, you’ll be outsmarting debt before you know it!

If you often find yourself living from paycheck to paycheck with little left over for any unexpected expenses, then you’re among the norm. That’s why even the smallest setback can send so many of us into a panic.

The key to financial maintenance is to be able to outsmart all those who want to take the money you worked so hard to earn. To stay on sound financial footing requires that you follow these basic principles.

1.    Keep your expenses at a lower level than your income.
Spending less than you earn will be your key to financial freedom. This will bring financial independence and provide you with control of your life. It is not only key to independence and freedom from debt but essential to future planning.

{Lifestyle} Everyday Shortcuts: 9 Tips to Save Time

Wouldn’t it be nice if we could save up time by cutting out the little ways we waste it, or getting two things done at once the right way? Start 2013 right by implementing some tips that have been tried, tested, and proven to help save time.