Dave Says: The Importance of Being Kind in Business

by Dave Ramsey | March 21, 2014 | Finances

Dear Dave, I own a one-bedroom condo that I’m using as a rental property. The current tenant’s old agreemen...


Dave Says: How Should You Use Your Pay Raise?

by Dave Ramsey | March 20, 2014 | Finances

Dear Dave, I recently got a new job that will increase my income by $20,000 a year. I’ve got $65,000 in deb...


Dave Says: Can You Inherit Debt?

by Dave Ramsey | March 13, 2014 | Finances

Dear Dave, My in-laws have lots of debt. In fact, they’re always joking that the debt they’ll leave us is m...


Dave Says: Can You Save Too Much?

by Dave Ramsey | March 10, 2014 | Finances

Dear Dave, What happens to the money in an ESA if the child gets a scholarship and no longer needs the mone...


Dave Says: Why Gambling Never Pays Off

by Dave Ramsey | March 6, 2014 | Finances

Dear Dave, How do you feel about gambling at a casino, as long as you limit your spending and don’t expect ...


Dave Says: How to Manage Stock

by Dave Ramsey | February 28, 2014 | Finances

Dear Dave, My wife started working at a pharmaceutical company that gave her a few thousand dollars’ worth ...


Dave Says: Teach Kids How to Spend Money Wisely

by Dave Ramsey | February 27, 2014 | Finances

Dear Dave, My 6-year old son has saved up $400. He said he wants to buy a motorcycle with it someday, but h...


Dave Says: How to Pay Off Student Loans

by Dave Ramsey | February 20, 2014 | Finances

Dear Dave, I went to medical school, and now I have $70,000 in debt. I just started a three-year residency ...


Dave Says: Top Tip to Getting Out of Debt

by Dave Ramsey | February 13, 2014 | Finances

Dear Dave, I’m trying to pay off my credit card and get out of debt. Do you think I should transfer the bal...


Dave Says: How to Invest in a Roth IRA

by Dave Ramsey | February 6, 2014 | Finances

Dear Dave, I’m 26, and I just started a new job making $50,000. I’ve also been offered a 401(k) with no mat...